Form a US company. Plan your route to capital.
Formation, EIN and ITIN, account and card applications — with our team in Miami and one dedicated contact.
How far should we take you?
The capital range is your target. The higher it is, the longer we support you. Global Structure €2,499, Global Banking €4,999, Global Capital €6,999 and Global VIP with the kick-off in person in Miami €35,999 — each one-off, all package fees included. The institution concerned decides on the limit; authorities and institutions set the pace.
- Formation and documents
- The first business card
- The card ladder
- The bank loan
Annual care plan: €699 a year
From the second year: we take care of your company’s US obligations on an ongoing basis — all fees included. Starts with the second year after formation. Billed annually in advance; the plan does not renew automatically – the next year of care begins when the annual invoice is paid.
One contact instead of eight.
Tax advisers, US CPAs and lawyers from our partner network act under your engagement — FIAON pays their fees for the services in your package. To be honest: a formation service is cheaper if all you need is the company. Our fixed price also covers the steps after — from EIN and ITIN to the first US filing. Schwarzott Capital Partners AG and Schwarzott Global LLC are connected to FIAON through our founder Justin Schwarzott. Your contracting party is always FIAON LTD.
What you need to know before ordering
A US company that is managed from Germany, Austria or Switzerland remains taxable there; its formation must be reported to the tax office (in Germany under section 138 of the German Fiscal Code, AO). Annual filing duties apply in the United States even without revenue (Form 5472 with Form 1120), along with state fees and the cost of the registered agent. US business credit cards generally require a personal guarantee from the owner. The institution alone decides on the account, the card and the limit.
Talk first, then decide.
Your plans, your country of residence, your goal — and which package fits.
Frequently asked questions
What is included in the fixed price?
All fees and charges for the services in your package: US state formation fees, registered agent, US address and phone in the first year, the EIN and ITIN applications, the fees of our partner lawyer, partner tax adviser and US CPA, and the work of our team on the ground. You pay one price — FIAON pays the fees for the services in your package.
Why does this cost more than an online formation?
An online formation delivers the company — and stops there. The fixed price also covers EIN and ITIN, registered agent, US address and phone in the first year, the operating agreement by our partner lawyer, the review by our partner tax adviser before formation, the first annual US filing by our US CPA, the prepared account and card applications and one contact who keeps it all together. If all you need is the company, a pure formation service costs less — we tell you that in the call as well.
Does FIAON decide on cards and limits?
No. The institution concerned decides on account, card and limit under its own rules. FIAON builds the structure, prepares applications and plans the sequence.
Does the capital have to be spent in the US?
No. The capital is not tied to the US: your company can transfer funds to Europe or invest them in Europe, for example in your existing business or in projects here. The institution concerned decides on the limit and its terms; our partner tax adviser clarifies with you in advance how transfers and investments are treated for tax purposes.
What happens if a bank or issuer declines?
It happens — every institution decides under its own rules. Your contact works out the reason with you, as far as the institution gives one, and plans the next step; from Global Banking onwards we prepare every further application in full. The money-back commitment covers the company and the EIN — decisions by banks and card issuers are not part of it.
How do I check that FIAON is reputable?
In three places, before you pay anything: FIAON LTD is listed in the public Companies House register under number 17318250. You read the contract in advance as a model contract. And you only pay after signing, by invoice to the business account of FIAON LTD — never to a private account.
Who is my contracting party?
FIAON LTD, based in London and registered at Companies House (England and Wales) under number 17318250. Your contract is governed by German law. Tax advisers, US CPAs and lawyers act under your engagement; FIAON pays their fees.
Do I have to travel to the US?
Usually not. Our team on the ground attends the appointments. If you want to experience the build-up in person, choose Global VIP — flights and hotel for the kick-off in Miami are included in its fixed price.
What about taxes?
The US company does not replace tax liability at home: if you manage it from Germany, Austria or Switzerland, you pay tax there. Our partner tax adviser reviews your position before formation and our US CPA handles the first annual US filing — both under your engagement, with FIAON paying their fees.
Can my own tax adviser be involved?
Yes. Your tax adviser remains your tax adviser. Our partner tax adviser reviews the US structure before formation and coordinates with them if you wish. FIAON pays our partners’ fees for the services in your package — not those of your own tax adviser.
How long does it take?
Formation and documents typically a few weeks, the ITIN on the US tax authority's timeline, the first business card after that, further issuers over several months. We do not quote fixed deadlines — authorities and institutions set the pace.
Which documents do you need from me?
Five: a colour copy of the passports of the shareholders and managing directors, proof of address no older than three months, the shareholder list or a commercial register extract of your company, three name variants for the US company and a short description of the business activity. Our team obtains everything else. If you order as a private individual, the register extract is not needed.
What does the company cost from the second year?
With the annual care plan €699 a year, all fees included: registered agent, US address and phone number, the annual US filing by our US CPA, the annual report to the state including the state fee, and the compliance calendar. You add it when you order; it does not renew automatically.
Can I order straight away?
Yes. You choose a package, enter your company or yourself as a private individual, sign the contract on screen and receive contract and invoice by email. Your contact starts once payment has been received — as a private individual immediately if you request it, otherwise after the withdrawal period.
Can I order as a private individual?
Yes. You do not need a company of your own: in the order you choose “Private individual”, become the shareholder of the US company yourself and receive contract and invoice in your name. The fixed price is your final price; if you act as a consumer, the statutory fourteen-day right of withdrawal applies.
How do I pay?
By bank transfer to the business account of FIAON LTD — bank details and payment reference are on your invoice. You pay for the package once, with no subscription and no instalments; the annual care plan from the second year is optional and does not renew automatically.
Who is it not for?
For plans without genuine business activity, and for anyone who does not want to run a company with ongoing duties. We clarify that in the first call — openly, even if the answer is no.