Customers whose credit file has been repaired are the best customers.

FIAON brings you not an application but a file: cleaned-up entries, documented headroom from the bank statement, a payment history of twelve instalments – and the customer's consent to show you exactly that.

Four partners. One file.

Banks and card issuers get new customers with a history; credit bureaus get structured requests and complete deletion applications; debt collectors and creditors get instalment agreements that hold; introducers get commission per deal and per collected instalment.

What happens before a customer arrives with you

Insight (report and bank statement analysis), action (lawyer-reviewed letters, instalment agreements), access (introduction with consent and all documents).

Four steps to a pilot

Enquiry, conversation with the platform on screen, pilot with a limited number of customers and joint evaluation after 90 days, then integration and scaling.

Frequently asked questions

Do I receive data without the customer's consent?

No. The customer decides to whom FIAON shows their file. The consent is logged and can be revoked at any time.

Does FIAON decide on account or card?

No. FIAON prepares and documents. You decide on account, card and limit – by your criteria.

How is remuneration regulated?

Per deal, on request per collected instalment. The rule is in the contract, every statement is traceable in the platform.

Read on

Liquidity that stays. – Company credit card, up to 58 days of payment terms, a clean company credit file: FIAON obtains the reports, cleans up entries, prepares the application.
Der größte unbesetzte Platz im Finanzleben von 100 Millionen Menschen. – Warum der Platz zwischen Auskunftei und Bank unbesetzt ist, wie FIAON ihn besetzt, drei Erlösquellen, vier Kennzahlen – und der Datenraum unter NDA.
Help build what 100 million people have been missing. – Working at FIAON: employed or freelance, remote in Germany, Austria and Switzerland. Seven areas, academy before the first customer call.