FIAON in the media.

The operating system for creditworthiness: FIAON shows people in Germany, Austria and Switzerland what credit bureaus know about them – repairs it with them and then opens the door to account, card and financing.

Facts at a glance

FIAON LTD, London; founder and director Justin Schwarzott; markets Germany, Austria, Switzerland; product insight, action, access; payment by SEPA direct debit in twelve instalments; press contact presse@fiaon.com.

Told in three sentences

People see their credit report for the first time; then they change what is wrong with lawyer-reviewed letters; and they get what was denied to them before – via partner banks that see a documented credit file.

What we can talk about

What is in my SCHUFA file, why score apps are not enough, AI that reads bank statements, customers who become staff. Justin Schwarzott is available for interviews and guest articles.

Frequently asked questions

May I interview FIAON customers?

Yes, on request we put you in touch with customers who want to tell their story – with their consent and anonymised on request.

Are there figures on customers and revenue?

For reporting we provide audited key figures on request. We name the sources for the market figures on request.

Is FIAON a bank or a loan broker?

Neither. FIAON is a platform that makes creditworthiness visible and repairs it. The respective partner bank always decides on account, card and limit.

Read on

The place nobody had taken. – Why FIAON exists, who is behind it, what has happened since it was founded and what the company holds to: courtesy, no guarantees, every decision recorded.
A young legal and fintech company on its way to becoming a unicorn. – Sales, onboarding and collections — anyone who calls FIAON speaks to one of these people. Three shareholders in daily operations, one investor in Zurich.
Figures you can check yourself. – What FIAON measures and publishes: paying customers, paid instalments, countries, tools, guides — bank-confirmed, with definition, date and source.