Your data copy – the finished letter.

Four details, and the request for the free data copy is ready – including the points credit bureaus often leave out: score values, recipients, origin. The letter is in German, ready to send.

Read on

Requesting your credit report — free or reviewed. – The free route under Art. 15 GDPR and the reviewed FIAON route for €74 compared: obtaining, plain-language explanation, a check of every entry.
Reading your credit report: the 10-point checklist. – Understand your credit report: the interactive 10-point checklist, the 5 most common mistakes and an explained sample extract. Check your report now.
Can my entry be challenged? – Five questions, one honest assessment: whether your SCHUFA, KSV or CRIF entry can be deleted – under Section 31 BDSG, deletion periods and case law. Free.
First know, then act. – Twenty free calculators, checkers and letter generators on SCHUFA, credit files, debt collection and loans: deletion request, deadlines, debt plan.